马耳他区块链：不能无所作为

与许多司法管辖区不同，马耳他的做法似乎在现有的基础结构内起草新法规，为这项新技术彻底地建立了一个新的立法框架。这新框架包括三个法案:《马耳他数字创新管理局法案》(MDIAA)、《创新技术安排与服务法案》(ITASA)和《虚拟金融资产法案》(VFAA)。
For unlike many jurisdictions, whose approach appears to be to draft new regulations within the existing infrastructure, Malta has built a new legislative framework for this new technology from the ground up. The framework consists of three Acts, the Malta Digital Innovation Authority Act (MDIAA), the Innovative Technology Arrangements and Services Act (ITASA), and the Virtual Financial Assets Act (VFAA).
这三个法案于2018年通过，其中《马耳他数字创新管理局法案》设立监管机构以监督创新技术安排与服务，《创新技术安排与服务法案》在马耳他数字创新管理局进行技术认证方面规定了自愿制度，《虚拟金融资产法案》允许提供不受其他任何马耳他法律管辖的虚拟金融资产及服务。
Of these three Acts, which passed into law in 2018, the MDIAA established a regulatory authority to oversee innovative technology arrangements and services, the ITASA established a voluntary regime for such arrangements to seek certification from the Malta Digital Innovation Authority, and the VFAA allows for the provision of virtual financial assets that are not covered by any other Maltese law, as well as services thereof.
马耳他框架的成功之处在于具有足够的灵活性以允许未来技术的发展，且在实践中需要作出调整时，也可以方便有效地应用。一个司法管辖区为一项革命性技术专门制定法律，这是它的优势。虽然这伴随着风险，但风险主要中心显然在于前区块链时代设计的应用于 DLT 和智能合约的法律方式。
The remarkable thing about the Maltese framework is that it is sufficiently flexible to allow for future developments of the technology, and can be applied with a minimum fuss, while being adjustable on the fly. This is the advantage of a jurisdiction that passes bespoke legislation for a revolutionary technology. It clearly comes with risks and evidently the main centre of risk lies with the manner in which the law, designed in a pre-blockchain era, is to be applied to DLT and smart contracts.
当不清楚关于防止洗钱或强制性管制的刑事法律如何适用时，受法律遵守义务约束的中介人是最危险的。服务提供者不能忽视法律义务。
When it is not clear how laws, like the ones on the prevention of money laundering or mandatory regulation, which are criminal in nature, apply, it is the intermediary who is bound by compliance obligations who is the one most at risk. Service providers cannot be complacent about compliance.
马耳他已适当地进行创新性立法，现只有一个方面仍待完善。我们需要积累必要的专业知识，以最佳方式来执行法律。法律在进步，资源在开发，与此同时衍生出大量的知识专业技能。然而，为了技术发展、工业进步和司法管辖的利益，我们须尽可能地广泛传播这些知识。
With Malta’s innovative legislation in place, only one element remains outstanding. We need to build the expertise required to implement the laws in the best possible way. The laws and the resources are developing, and there is plenty of knowledge and expertise too. However it is essential that this knowledge be as widely disseminated as possible, for the good of the technology, the industry and the jurisdiction.