2021年10月18日，上海锦天城（厦门）律师事务所詹聪兴律师接受厦门金美信消费金融有限责任公司邀请，就《个人信息保护法》有关个人信息分类、处理规则、权利义务关系等核心内容解读及其在金融领域客户信息收集、风控措施、授信审批、委外催收、不良资产转让等几个场景影响作主题分享。
以下是詹聪兴律师的个人PPT分享
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本文介绍了《个人信息保护法》对金融领域的影响，包括客户信息收集、风控措施、授信审批、委外催收、不良资产转让等几个场景。根据法律规定，金融机构需要明确个人信息分类、处理规则、权利义务关系，同时加强信息安全保护，确保个人信息不被泄露、滥用。在客户信息收集方面，金融机构需要明确收集目的、方式、范围，并获得客户同意；在风控措施方面，需要建立风险评估体系，确保个人信息的合法性、准确性、完整性；在授信审批方面，需要遵守合法、正当、必要的原则，确保个人信息的保密性和安全性；在委外催收和不良资产转让方面，需要遵守法律规定